David A. Mucklow Law

Welcome to the Law Office of David A. Mucklow

David Mucklow has been a licensed bankruptcy attorney in the debt law or credi...

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Chapter 7 Bankruptcy

Chapter 7 is the basic chapter of relief under the United States Bankruptcy Code. This proceeding is commonly known as a "bankruptcy". In a Chapter 7 proceeding, unsecured creditors or debts are discharged rather quickly. The entire proceeding is completed normally in a matter of months.

Creditors, in Chapter 7...

Chapter 11 Bankruptcy

Chapter 11 is a business entity reorganization that is used primarily for corporations or small businesses. Filing fees are considerably more than in Chapter 7 or 13. Chapter 11 is used for complex business situations, and only a detailed consultation can fully explain the use of this procedure. Chapter 11 is also used by individuals, who exceed...

Chapter 13 Reorganization

Only individuals with regular income and less than certain amounts of secured debt and unsecured debt can file a Chapter 13 reorganization proceeding. Chapter 13 is commonly referred to as a personal reorganization or wage earner plan, whereby the debtor pays to a trustee each month, a plan payment over three to five years. The trustee, in tur...

Definitions

A person or company that owes money to someone else (whether an individual or corporation) is known as a "debtor" and the person or entity seeking money from the debtor is known as a "creditor". Generally, there are two kinds of debt: secured and unsecured debts. Secured debts are supported or backed by collateral such as r...

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Loan Modification

Since the mortgage meltdown of the last several years, many people have been facing foreclosure or default on their mortgage on their real estate. The issue of mortgage modification can arise directly with your mortgage company or can be requested as part of a foreclosure action. Modification of your mortgage is more likely to occur presently ...

Credit Damage and Repair

Debtors must understand that under the Fair Credit Reporting Act, the slow or non-payment of debts causes damage to one's credit rating. Bad ratings may remain on ones report for up to seven years from the date of last activity. In this regard, Chapter 13's are usually viewed more favorable than Chapter 7's by future creditors. The filing of ...

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About David Mucklow

Mr. Mucklow, a native of Akron, Ohio became an attorney in 1988, licensed in Illinois and then Ohio. He has over 35 years of experience in the debtor/creditor field, civil and commercial litigation involving bankruptcy matters of all types, real estate matters, mortgage issues, and pipeline/eminent domain cases. He has successfully represented t...

Creditor Rights

Creditor Representation may involve filing foreclosure actions, suits for judgment, replevin, garnishments and motions to lift stay, adversary actions, proofs of claims, involuntary bankruptcy, and other motions filed in the U.S. Bankruptcy Courts.

Mr. Mucklow has filed appearances in state and federal courts throughout Northeast Ohio.&nb...

Resource Links

Qualified agencies that provide the bankruptcy counseling certificate and financial management course.

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Contact David Mucklow Law

David A. Mucklow
Attorney at Law
919 E. Turkeyfoot Lake Road
Suite B
Akron, Ohio 44312

Cell: (330) 896-4973
Office: (330) 896-8190
Fax: (330) 896-8201

Email: davidamucklow@yahoo.com

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